Supplemental Health

Supplemental Health Insurance

Like many people, you probably have insurance to cover burglaries, fires, auto accidents, and standard hospital bills. But what would happen to your family's finances if you experienced a catastrophic event, such as a heart attack or stroke‐ an event that knocked you off your feet or even changed your life forever?

You may think you’re already protected by major medical insurance. Think again. Major medical coverage pays doctor and hospital bills, not out-of-pocket expenses. Nor does it pay cash benefits that can be used to help with expenses, such as car payments, the mortgage or rent, and utility bills‐bills that would be difficult, if not impossible to pay if your income suddenly stopped due to illness or injury. Aflac’s specified health event insurance policy complements your major medical coverage and helps provide the peace of mind that comes from knowing you and your family are protected.

Is the average cost of a U.S. hospital stay.¹

Hospital Confinement Indemnity
Eases the financial burden of hospital stays due to an accident or illness by providing cash benefit.

Hospital Intensive Care
Provides cash benefits for accidents or illnesses that result in an admission to a hospital intensive care unit.

Helps with the costs of eye exams, treatments, and vision correction materials.

Reduces the financial impact of an accident by providing cash benefits.

Cancer / Specified-Disease
Helps with the costs of cancer treatment..

Critical Illness
Helps with the costs of treatment it you experience a covered health event, such as a heart attack, stroke, or paralysis.

Lump Sum Critical Illness
Provides a lump sum cash benefit if you’re diagnosed or treated for a covered critical illness event, such as a heart attack, stroke, or paralysis.

Lump Sum Cancer
Provides a lump sum cash benefit if you're diagnosed with cancer.

1 in 2
The chance of an american male developing cancer. For women, the risk is a little over 1 in 3.²

Supplement your major medical plan.

You may already offer your employees major medical insurance, but, they may incur out‐of‐pocket expenses not covered by your medical plan. Aflac will provide cash benefits to help with unexpected medical and daily living expenses.

¹ Agency for Healthcarre Research and Quality (AHRQ), Center for Delivery, Organization, and Markets, Healthcare Cost and Utilization Project, Nationwide Inpatient Sample, 2010
² Cancer Facts & Figures, 2013, American Cancer Society